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Startups & High Risk

Navigating Risks, Cultivating Success

As you carve paths in uncharted territories, our insurance wraps your ambitions in a cloak of certainty and safety.

Navigate the Unknown with Confidence

In the volatile world of startups and high-risk businesses, every decision you make can be pivotal. From incubation to scaling, each step carries inherent risks. At Majdas Touch, we understand the unique challenges you face. Our mission? To offer you tailored insurance solutions that match the dynamism and ambition of your venture.
Unrivaled Access
With connections to over 300 carriers nationwide, we bring you an unparalleled breadth of options. Whatever your niche, whatever your concern, we have a policy to suit you.
Expertise in the Unknown
Startups and high-risk businesses don't fit the mold. Traditional insurance can feel like trying to fit a square peg in a round hole. We specialize in the unusual, the innovative, and the trailblazing.
Digital-First Approach
Our digital infrastructure ensures you get quotes faster, manage your policies with ease, and connect with our team seamlessly. Time is money, especially for startups. We won’t keep you waiting.

A Deeper Dive Into Our Offerings

Product Liability

For startups innovating with new products, ensuring you're covered against potential claims.

Cyber Liability

Protecting your digital assets, customer data, and online operations.

Professional Liability

Safeguarding your services and advisory roles against potential lawsuits.

Commercial Property

Covering your physical assets, from offices to specialized equipment.

Pioneers Welcome

Whether you're disrupting markets, creating new technologies, or shaking up old industries, Majdas Touch has your back. Dive into the world of startups and high-risk business with the assurance that we're with you at every twist and turn.
General Information
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This is the person's name who will be listed on the insurance policy also referred to as the "First Named Insured" or Primary Account holder.

This is the person's name who will be listed on the insurance policy also referred to as the "First Named Insured" or Primary Account holder.

This is the person's name who will be listed on the insurance policy also referred to as the "First Named Insured" or Primary Account holder.

Title of the Contact Person listed above: Owner, Owner's Assistant, etc...

Please enter a valid phone number

Please enter a valid fax number

example@example.com

Referral
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Share your social media handle

Referred by...

Share your social media handle

Ex. @majdastouchinsurance

Business Information
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Legal Name of the Business

This is the person's name who will be listed on the insurance policy also referred to as the "First Named Insured" or Primary Account holder.

Enter website URL

EIN Number

Corp, Sole Prop, LLC, etc.

Month
Day
Year

This is the person's name who will be listed on the insurance policy also referred to as the "First Named Insured" or Primary Account holder.

Business Information
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including industry type, typical services performed, clients served, products, etc.

Enter each person's cell phone number

Pick state

This is the person's name who will be listed on the insurance policy also referred to as the "First Named Insured" or Primary Account holder.

Annual sales before taxes and write offs

Annual sales before taxes and write offs

Combine payroll of W2, 1099, Part-Time & Full-Time workers

List the job roles of Part Time (PT) employees...

Annual sales before taxes and write offs

Annual sales before taxes and write offs

Annual sales before taxes and write offs

Annual sales before taxes and write offs

Annual sales before taxes and write offs

Annual sales before taxes and write offs

Annual sales before taxes and write offs

Annual sales before taxes and write offs

Contracting Operations
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Annual sales before taxes and write offs

Combine payroll of W2, 1099, Part-Time & Full-Time workers

Location / Building Information
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Ex. I need Homeowners, Landlord, Auto...

You may need Liability, Property, or Contents coverage

(Office, retail strip mall, industrial, etc.)

(Office, retail strip mall, industrial, etc.)

Please specify the total area (in square feet) that your business occupies

Indicate the total number of floors, including basements and attics, if applicable

Enter the year when the building was originally constructed

Frame, Masonry, Noncombustible, Fire Resistive, etc.

Estimate the percentage of your building's total area equipped with a sprinkler system

- Wiring Updates: "Year when electrical systems were last updated."
- Heating System Updates: "Year when heating systems were last updated."
- Plumbing Updates: "Year when plumbing was last updated."
- Roof Updates: "Year when the roof was last updated."

Specify if the alarm is for burglary, fire, or both

Specify if the alarm is for burglary, fire, or both

Business Venture
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Business Venture
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Specify if the alarm is for burglary, fire, or both

Specify if the alarm is for burglary, fire, or both

If Yes, please provide the details. If No, please type N/A...

Please attach a copy of your most recent insurance declaration page

What is a Declaration Page and how do I obtain a copy?
Why do you need my Declaration Page?

Copies of 5 year Loss Runs for each account you have such as General Liability, Commercial Auto, Excess Liability, Cargo, Workers Compensations, Etc.

- Wiring Updates: "Year when electrical systems were last updated."
- Heating System Updates: "Year when heating systems were last updated."
- Plumbing Updates: "Year when plumbing was last updated."
- Roof Updates: "Year when the roof was last updated."

- Wiring Updates: "Year when electrical systems were last updated."
- Heating System Updates: "Year when heating systems were last updated."
- Plumbing Updates: "Year when plumbing was last updated."
- Roof Updates: "Year when the roof was last updated."

- Wiring Updates: "Year when electrical systems were last updated."
- Heating System Updates: "Year when heating systems were last updated."
- Plumbing Updates: "Year when plumbing was last updated."
- Roof Updates: "Year when the roof was last updated."

- Wiring Updates: "Year when electrical systems were last updated."
- Heating System Updates: "Year when heating systems were last updated."
- Plumbing Updates: "Year when plumbing was last updated."
- Roof Updates: "Year when the roof was last updated."

Cyber Liability
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Cyber Liability
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Ex. I need Homeowners, Landlord, Auto...

Property Insurance
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Property Insurance
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Provide a brief description of the building, including its primary use and any unique features

Estimate the total value needed to replace all contents within your business premises

Detail any enhancements or upgrades made to the building that increase its value

Specify the total value of all computers used in your business

Estimate the value of the computer software essential to your business operations

List any business property that is regularly used or stored at locations other than your main business premises

Indicate the total value of outstanding accounts receivable for your business

Do you have any exterior signs associated with your business? If yes, please describe

Estimate the total value of mobile tools and equipment used in your business

Provide a detailed list of mobile equipment (e.g., vehicles, machinery) that requires specific coverage

Copies of 5 year Loss Runs for each account you have such as General Liability, Commercial Auto, Excess Liability, Cargo, Workers Compensations, Etc.

Specify if the alarm is for burglary, fire, or both

Contents may include, but is not limited to: Leasehold Improvements, Leased Property, Inventory, Furniture/Fixtures, Equipment, Printed Materials, Consumables, and Property of Others in Your Care. Please consult your lease requirements when choosing the coverage and limits for this location.

Crime Insurance
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Crime Insurance
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Specify the maximum coverage amount for claims related to employee dishonesty

If yes, please provide the name of the 401(k) plan

Indicate the maximum coverage amount for claims involving forgery or alteration of financial instruments

Specify coverage limits for theft of money both within and outside the business premises

Determine the maximum coverage amount for claims related to computer fraud

State the coverage limit per individual incident or occurrence

Specify the total coverage limit for all claims during the policy period

Indicate the maximum amount covered for fire damage for which your business is legally responsible

Define the limit for medical payments coverage, typically used for minor injuries to non-employees

Define the limit for medical payments coverage, typically used for minor injuries to non-employees

Workers Compensation
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Workers Compensation
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Please provide detailed information for each owner and officer, including their full names, titles, ownership percentages, roles within the company, and their annual payroll figures. This will enable us to assess your needs accurately and tailor your workers' compensation coverage effectively.

Owner 1

Enter the full legal name of the owner or officer

Specify the official title or position held within the company

Indicate the percentage of the company's ownership held by this individual

Describe the primary duties and responsibilities of this owner/officer. If inactive in daily operations, please state 'Inactive'

Provide the annual payroll amount for this owner/officer, if applicable

Indicate whether to include or exclude this individual from workers' compensation insurance coverage

Business Auto Insurance
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Business Auto Insurance
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Please upload a comprehensive list of all vehicles used for business purposes. This schedule should include details such as make, model, year, vehicle identification number (VIN), and usage type for each vehicle. Ensure the document is current and includes all vehicles that require coverage under the business auto insurance policy.

Please upload a complete list of all drivers who operate the business vehicles. This schedule should contain full names, driving license numbers, dates of birth, and driving histories for each driver. Include any relevant certifications or training completed by the drivers. This information is vital for assessing risk and determining the appropriate insurance coverage.

Specify the limits and scope of liability coverage for your business vehicles

Indicate the coverage limits for incidents involving uninsured or underinsured motorists

Specify the limit of medical payments coverage for injuries sustained in a vehicular accident

Detail the coverage limit for Personal Injury Protection, including medical expenses and lost wages

State the deductible amount for comprehensive coverage (non-collision events)

Indicate the deductible amount for collision coverage

Specify if towing and labor costs are covered and to what extent

Detail the coverage for rental vehicle costs in case of your business vehicle's unavailability

Indicate if your business rents vehicles for any operational needs

If you rent vehicles for business use, specify the approximate number of days per year

Specify if the alarm is for burglary, fire, or both

If you rent vehicles for business use, specify the approximate number of days per year

Other Coverage To Consider
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Select YES or NO for the optional coverage below.

Provides additional liability coverage beyond existing limits and coverages of other policies, such as your general liability or commercial auto policies. It can help protect against major claims and lawsuits.

Covers legal liability arising from errors or omissions in the administration of your employee benefit programs, such as handling records, enrolling/terminating employees in plans, etc.

Protects your business against claims by employees alleging discrimination, wrongful termination, harassment, and other employment-related issues.

Provides financial protection for directors and officers of your company in the event they are sued for alleged wrongful acts while managing the company.

Protects your business from claims of negligence or failing to perform your professional duties, including mistakes and oversights made by your company.

Covers breaches of fiduciary duty, such as mismanagement of employee benefit plans or other fiduciary responsibilities, protecting against claims that result from these breaches.

If you rent vehicles for business use, specify the approximate number of days per year

Final
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Ex. I need Homeowners, Landlord, Auto...

You are not required to pay for services or utilize our office to secure insurance services in exchange for obtaining your insurance policy. While you have chosen to collaborate with Majdas Touch Insurance, Inc., you are under no obligation to do so, and you retain the freedom to explore other brokerages without incurring any fees. The decision to continue paying this fee is entirely voluntary, and you are making it of your own accord and volition.

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This policy is not active until underwriting is complete and confirmation is sent.
If you have any questions, feel free to call or text us here
(385) 425-2773