My approach has always been to build a rapport with my clients, with trust being the number one priority. Integrity and work ethic are my most valuable traits, which have helped me develop great friendships and long-term business relationships along the way. I am most proud of the strong referral base I have established over the years, and even if you may not need my help, chances are you have a friend, family member, or colleague who does.
Originally, I am from Bosnia & Herzegovina; I spent 8 years living and going to school in Germany, and I immigrated to the United States as a refugee from the Yugoslav war (1991-2001). I have lived in two continents, three countries, and five different states in the U.S. I have traveled to 16 countries and visited 48 of the 50 states in America so far. The diverse relationships I have built range from entrepreneurs whose net worth is above $700 million+, to small business owners, students who are just leaving the nest, to first-time home buyers.
My expertise ranges from high-end, luxury, one-of-a-kind items to normal day-to-day things. I help clients from all ages and backgrounds protect their assets, plan their future, build their wealth, and protect their legacies. Some even refer to me as the "Celebrity Insurance Broker™" because I have a lot of industry clients from NBA and NFL players to actors, singers, producers, and other public figures, otherwise referred to as celebrities.
My transparent and direct approach makes it easy to understand what you are signing up for, what you are paying, and what your expectations should be. I am available to my clients by cell phone, text, email, Instagram, and Facebook—anytime, any day—and I always answer. I structured Majdas Touch Insurance, Inc. to be 100% virtual, 100% green, and 100% remote specifically for the reason of giving my staff the same ease of communication that you have access to with me.
This was a key factor in winning the Emerging Leader 2020 Agent For The Future Award with Liberty Mutual & Safeco Insurance. Followed with winning numerous other awards such os the Top 100 Global Leaders in Insurance & Finance Award by GCIF, also having been awarded the top 50 Insurance Agents with our Southern California location from Expertise.com. And most recently being awarded Leading Women In Business by Forbes, Fortune 500 & Entrepreneur Magazine as of 2022. Being digital is one of the key factors that sets apart from all other agencies across the United States. We are not only leaders in our industry, but we are also innovators, & visionaries. Having a digital operation helped us survive the pandemic & we quadrupled in size, in clientele and staff.
Before opening my independent insurance firm, I was fired from a top leading company (whose name we will not mention) for conducting business digitally and remotely, as I do now. I was ahead of my time. Now, that same company hires us to train their agencies on our operation and structure. Moreover, after opening independently, all major insurance companies but one declined doing business with me due to my innovative digital methods and their lack of vision. Thankfully, the one that did give me an opportunity set the trend for the others to follow. Now we proudly work with all of them.
Being a female, a minority, and under age 35 have all had their respective challenges. But one thing stands out: everyone needs insurance, yet most, including licensed insurance agents, don't know how to use it properly. Insurance is designed to protect the consumer by transferring the risk of loss to a pool of people, instead of having to pay for damages out of pocket. So why do people either under-insure or over-insure themselves? Why do licensed insurance agents knowingly sell the wrong coverage? These are serious issues in the insurance industry, and they are deeply rooted in our economy, causing confusion and frustration for consumers and agents alike. We must get to the root of these issues to make a difference. That's how I founded Insurance DIBS™, which provides education for agents and consumers, as well as tech solutions like the DIBS Toolbox™ CRM and the DIBS Connect™ platform, connecting licensed insurance agents with digital brokerages.
Leading the future of insurance agents, my mission is to exceed my clients' expectations by being innovative in managing risk of everyday life and helping them realize and protect their dreams. Industry wise, my mission is to purge and disrupt the current way insurance is conducted.
Majda Baltic is the Broker and owner of Majdas Touch Insurance, Inc. She has been an Insurance Broker for 15 years, 12 of which she was an Insurance Agent with State Farm.
State Farm Insurance, along with some other insurance companies such as Geico, USAA, Allstate, & American Family are what is called "Captive Insurance Agencies". Captive Insurance Agents have exclusive lifetime contracts with only the specific company they work for, preventing them from selling any other insurance products in the marketplace.
Agents working for Captive companies are required to fulfill quotas, product pushes, and sales requirements for the Captive company. This means that when the Captive Company wants to sell more life insurance, the Agent will be pushing this product onto their clients. If the company wants more Motorcycles quoted, clients will be getting calls asking if they own a Motorcycle. If the Captive company wants to have specific products or coverages amped up in sales, clients will be getting calls accordingly.
With Insurance Brokers, it's similar. Insurance Brokers have contracts with companies that don't include exclusivity agreements, but they still push products onto them as they see fit. This means the Broker will be pushing things onto their clients as they get quotas and things pushed onto them by their Franchisors or Aggregator groups.
Then there are Independently owned insurance Brokerages, like ours. Our office is an Independent Brokerage, meaning that we do not work for anyone. We don't have specific requirements we have to push, and we don't have specific premium amounts to meet in sales. This helps us to focus on our clients' needs, only selling them the kind of insurance they need, rather than what the Carrier wants them to have.
As you can see, the Captive and Broker worlds can be highly toxic environments by nature. Captive and Broker agencies tend to have a "numbers" focus, rather than truly focusing on client needs. Majda opened up our Insurance Brokerage and contracted with every insurance company you can think of, outside of the Captive ones such as State Farm, USAA, Allstate, Geico, American Family and AAA. Our Independent Insurance Brokerage Firm works with the client, not the insurance companies.
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We take your information and enter it into our system. We shop for the best rates with all carriers available for your circumstances. We look for the cheapest rates with the best coverage, matching the coverages you have now, so you can compare the true savings apples to apples!
Once we find the best policy, we present it to you. If you decide to go with that company, we sign you up and become your agent. We help with policy changes, payments, proof of insurance requests, and more.
If anything ever changes on the policy rates or if you don't like the insurance company's systems or service, let us know and we will shop your rate again. We will look for the best options for you and help you switch to another carrier. We can remain your insurance agent for as long as you want.
Auto, Home, Umbrella, Life, Health, Rental Properties, etc.
Commercial Auto, Business Owners, General Liability, Excess, Workers Comp., Errors & Omissions, Professional Liability, Bonds etc.
It takes 48-72 hours to get all of the prices as we shop for rates with 364 different insurance companies for you. We contact you as soon as we get the prices back and filter through the quotes to find you the best deal!
MAJDAS TOUCH INSURANCE INC.
With 2 decades of Insurance experience we offer over 300+ Carriers for any Home, any Auto, all Commercial General Liability & Auto, Special Event Insurance, any Business, Errors & Omissions, Bonds, all Luxury Properties, Air BnB, all Landlord, Condo’s & Associations, Renters Insurance & Dorm Rooms, all Exotic Auto, Health & Life, Motorhomes, RV’s, Trailer, Boat & Houseboat, Jetski, ATV, Snowmobile’s and ANYTHING else you can think of!
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Call or text us at 385-425-2773
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