Her career is distinguished by prestigious awards from Forbes, Fortune 500, Entrepreneur, Safeco, Liberty Mutual, and others, all underscoring her unwavering commitment to excellence and innovation. Trust the Majdas Touch™—a philosophy that defines her approach to transforming the insurance industry.

Through her visionary leadership, Majda has not only built successful companies but also inspired a new generation of professionals. Her work serves as a beacon for women and underrepresented groups aspiring to break barriers in traditionally male-dominated fields.

Insurance DIBS™ is Majda's brainchild, aimed at revolutionizing the insurance industry by tackling systemic issues and enhancing education for both agents and consumers. With the DIBS Toolbox™ CRM, she is driving innovation and setting new standards in the field, equipping professionals and clients alike to navigate the complexities of insurance with confidence while operating under a Digitized Agency™ model.

Sour® exemplifies Majda's dedication to protecting the digital age. As an insurance company focused on digital creators, Sour® offers the trademarked Social Media & Influencer Protection™, safeguarding against cyber attacks, identity theft, fraud, liability, advertising claims, and equipment loss. The company's slogan, "Keeping things sweet when Insurance gets Sour®," embodies its commitment to tailored protection for those in the digital space.

Majdas Touch Insurance, Inc.™ operates with a 100% virtual, green, and remote model, ensuring exceptional accessibility for clients and staff. This innovative approach earned the firm the Emerging Leader 2020 Agent For The Future Award from Liberty Mutual & Safeco Insurance. The company's digital-first strategy has driven significant growth, enabling it to quadruple in size during the pandemic and earn accolades such as the Top 100 Global Leaders in Insurance & Finance Award by GCIF, and the Leading Women in Business Award by Forbes, Fortune 500, and Entrepreneur Magazine in 2022.

Born in Bosnia & Herzegovina, Majda spent eight formative years in Germany before emigrating to the United States as a refugee from the Yugoslav war (1991-2001). Her diverse background—spanning two continents, three countries, and five U.S. states, alongside travels to 16 countries and exploration of 48 U.S. states—gives her a unique global perspective. This allows her to connect deeply with a broad spectrum of clients, from high-net-worth entrepreneurs to first-time homebuyers.
‍
Majda's expertise ranges from insuring high-end luxury assets to protecting everyday essentials. Renowned for her work with high-profile clients—including Tech & Startup CEOs, NBA and NFL players, actors, singers, producers, social media influencers, and other notable figures—she has earned the title "Celebrity Insurance Broker™."
‍
Before founding her firms, Majda was dismissed from a leading company for her forward-thinking digital approach—an approach that has since become the industry standard. Today, her methods are highly sought after, and she proudly collaborates with all major insurance companies.

Beyond her professional achievements, Majda is deeply committed to giving back to the community. She actively supports initiatives that empower women, promote financial literacy, and provide resources for refugees and immigrants, reflecting her belief in the power of education and opportunity.
‍
Looking ahead, Majda's goal is to continue expanding her companies' reach, exploring new markets, and leveraging technology to create even more innovative solutions that meet the evolving needs of clients in the digital age. Her work has had a profound impact on the insurance industry, setting new standards for how companies operate in the digital era. Through her companies, she is not just offering products but reshaping the very fabric of insurance to be more inclusive, responsive, and forward-thinking.
‍
As a female minority under 35, Majda embraces the unique challenges of her position with a clear mission: to revolutionize the insurance industry by addressing systemic issues and advancing education for both agents and consumers. Trust the Majdas Touch™ to lead the way.

Majda Baltic is the Broker and owner of Majdas Touch Insurance, Inc. She has been an Insurance Broker for 20 years, 12 of which she was an Insurance Agent with a major captive carrier.

State Farm Insurance, along with some other insurance companies such as Geico, USAA, Allstate, & American Family are what is called "Captive Insurance Agencies". Captive Insurance Agents have exclusive lifetime contracts with only the specific company they work for, preventing them from selling any other insurance products in the marketplace.

Agents working for Captive companies are required to fulfill quotas, product pushes, and sales requirements for the Captive company. This means that when the Captive Company wants to sell more life insurance, the Agent will be pushing this product onto their clients. If the company wants more Motorcycles quoted, clients will be getting calls asking if they own a Motorcycle. If the Captive company wants to have specific products or coverages amped up in sales, clients will be getting calls accordingly.

With Insurance Brokers, it's similar. Insurance Brokers have contracts with companies that don't include exclusivity agreements, but they still push products onto them as they see fit. This means the Broker will be pushing things onto their clients as they get quotas and things pushed onto them by their Franchisors or Aggregator groups.

Then there are Independently owned insurance Brokerages, like ours. Our office is an Independent Brokerage, meaning that we do not work for anyone. We don't have specific requirements we have to push, and we don't have specific premium amounts to meet in sales. This helps us to focus on our clients' needs, only selling them the kind of insurance they need, rather than what the Carrier wants them to have.

As you can see, the Captive and Broker worlds can be highly toxic environments by nature. Captive and Broker agencies tend to have a "numbers" focus, rather than truly focusing on client needs. Majda opened up our Insurance Brokerage and contracted with every insurance company you can think of, outside of the Captive ones such as State Farm, USAA, Allstate, Geico, American Family and AAA. Our primary focus is the client and not the carrier.

We take your information and enter it into our system. We shop for the best rates with all carriers available for your circumstances. We look for the cheapest rates with the best coverage, matching the coverages you have now, so you can compare the true savings apples to apples!

Once we find the best policy, we present it to you. If you decide to go with that company, we sign you up and become your agent. We help with policy changes, payments, proof of insurance requests, and more.

If anything ever changes on the policy rates or if you don't like the insurance company's systems or service, let us know and we will shop your rate again. We will look for the best options for you and help you switch to another carrier. We can remain your insurance agent for as long as you want.

It takes 48-72 hours to get all of the prices as we shop for rates with 264 different insurance companies for you. We contact you as soon as we get the prices back and filter through the quotes to find you the best deal!